Overview
Banking provider's Q4 adjusted revenue slightly missed analyst expectations
Adjusted EPS for Q4 reported at $0.57
Company achieved record results in Wealth Management and Treasury Management income
Outlook
Regions sees improving economic trends supporting solid performance in 2026
Regions Financial expects effective tax rate to return to 20.5%-21.5% in 2026
Result Drivers
WEALTH MANAGEMENT - Record results in Wealth Management income driven by elevated sales activity and favorable market conditions
TREASURY MANAGEMENT - Treasury Management income reached new annual records, contributing to overall revenue growth
HEDGING PROGRAM - Hedging program supported a top-quartile net interest margin of 3.70%
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Adjusted Revenue | Slight Miss* | $1.92 bln | $1.93 bln (18 Analysts) |
Q4 Adjusted EPS | $0.57 | ||
Q4 EPS | $0.58 | ||
Q4 Net Income | $534 mln | ||
Q4 Net Interest Income | Slight Miss* | $1.28 bln | $1.29 bln (13 Analysts) |
Q4 Credit Loss Provision | $115 mln | ||
Q4 Net Interest Margin | 3.70% |
*Applies to a deviation of less than 1%; not applicable for per-share numbers.
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 10 "strong buy" or "buy", 12 "hold" and 2 "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Regions Financial Corp is $30.00, about 5.2% above its January 15 closing price of $28.52
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nBw8lWfNba
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.
(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)