Regions Financial Corporation $(RF)$ reported fourth quarter (Q4) 2025 net income of USD 514 million, with diluted earnings per share $(EPS)$ of USD 0.58. For the full year (FY) 2025, net income reached USD 2.1 billion and diluted EPS was USD 2.30. Adjusted full-year net income was USD 2.1 billion, representing a 7 percent increase year-over-year, while adjusted EPS rose 9 percent to USD 2.33. Total revenue for FY 2025 was USD 1.9 billion, reflecting a 6 percent year-over-year growth. The company’s net interest margin for Q4 2025 was 3.70 percent. Regions Financial Corporation reported a common equity Tier 1 ratio of 10.8 percent at the end of the quarter. The effective tax rate for Q4 2025 stood at 24.5 percent. The company also highlighted record annual results in Wealth Management and Treasury Management income.

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