Westamerica Bancorporation reported net income of USD 27.8 million for the fourth quarter (Q4) of 2025, with diluted earnings per common share at USD 1.12. Net interest income on a fully-taxable equivalent basis was USD 53.5 million in Q4 2025. The annualized yield earned on loans, bonds, and cash for the quarter was 4.00 percent, while the annualized cost of funding the loan and bond portfolios stood at 0.24 percent. Noninterest income totaled USD 10.0 million for the period. Noninterest expenses were USD 25.5 million. The company reported nonperforming assets of USD 1.8 million and an allowance for credit losses of USD 11.6 million as of December 31, 2025. Westamerica Bancorporation paid a dividend of USD 0.46 per common share and repurchased 485 thousand common shares in the quarter. The annualized return on average common equity was 10.8 percent for Q4 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9626556) on January 15, 2026, and is solely responsible for the information contained therein.