OceanFirst Financial Corp. reported net income available to common stockholders of USD 13.1 million, or USD 0.23 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income available to common stockholders was USD 67.1 million, or USD 1.17 per diluted share. Total assets as of December 31, 2025, were USD 14.6 billion. For the quarter, total operating expenses were USD 84.1 million, and income before provision for income taxes was USD 16.8 million. The provision for income taxes in Q4 was USD 3.8 million. Debt securities available-for-sale amounted to USD 1.2 billion, while debt securities held-to-maturity, net of allowance for securities credit losses, totaled USD 881.6 million at the end of the period.

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