Ally Financial Inc. reported full-year 2025 earnings per share $(EPS)$ of 2.37 and adjusted EPS of 3.81. For the fourth quarter (Q4), EPS was 0.95 and adjusted EPS was 1.09. Full-year pre-tax income reached 1.1 billion, while core pre-tax income was 1.6 billion. Total net revenue for the year was 7.9 billion, with adjusted total net revenue at 8.5 billion. Return on common equity for the year was 6.0 percent, and core return on tangible common equity was 10.4 percent. For the fourth quarter, pre-tax income was 386 million and core pre-tax income was 461 million. Common shareholder equity stood at 42.70 per share, with adjusted tangible book value at 40.38 per share. Return on common equity for Q4 was 9.2 percent, and core return on tangible common equity was 11.1 percent.

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