National Bankshares Inc. reported net income of USD 15.83 million, or USD 2.49 per diluted common share, for the full year ended December 31, 2025. For the fourth quarter (Q4) of 2025, net income reached USD 5.88 million, or USD 0.92 per diluted common share. The company ended December 31, 2025, with total assets of USD 1.82 billion. The net interest margin improved in Q4 2025 compared to the previous quarter, driven by lower deposit costs and higher loan yields. Noninterest income increased during Q4 2025, supported by higher dividends from equity method investments and increased insurance and investment commissions.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Bankshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-019510), on January 22, 2026, and is solely responsible for the information contained therein.