Associated Banc-Corp reported financial results for the fourth quarter (Q4) and full year (FY) 2025. For Q4 2025, diluted earnings per share $(EPS)$ were USD 0.80. Total loans at the end of the quarter stood at USD 31.2 billion, with commercial and industrial (C&I) loans at USD 11.8 billion, reflecting an 11.6 percent increase for C&I loans compared to the prior year period. Total deposits reached USD 31.6 billion, with core customer deposits up 3.5 percent. Net interest income for Q4 2025 rose 14.7 percent. The net interest margin increased by 25 basis points. Noninterest income grew by USD 296 million, while adjusted noninterest income was up 9 percent. The common equity tier 1 (CET1) ratio rose by 48 basis points. Return on average equity for Q4 2025 was 9.95 percent, and return on average tangible common equity was 13.63 percent. The net charge-offs to average loans ratio for the quarter was 0.12 percent. For the full year 2025, the efficiency ratio was 56.01 percent. The period-end C&I loans were USD 11.8 billion. The net interest margin for the year was 3.03 percent, and return on average equity was 9.95 percent. Return on average tangible common equity for the year was 13.63 percent. The net charge-offs to average loans ratio for FY 2025 was 0.12 percent.

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