Overview
U.S. financial services firm's Q4 adjusted EPS rose 28%, beating analyst expectations
Adjusted net income for Q4 beat analyst expectations
Company authorized new repurchase plan for 5.56 mln shares, declares quarterly cash dividend of $0.60 per share
Outlook
SouthState sees full pipelines and continued growth trajectory in 2026
Result Drivers
LOAN AND DEPOSIT GROWTH - Co reported 8% annualized growth in loans and deposits during Q4 2025
NONINTEREST INCOME INCREASE - Noninterest income rose by $7 mln qtr/qtr due to higher correspondent banking and capital markets income
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Adjusted EPS | Beat | $2.47 | $2.28 (13 Analysts) |
Q4 EPS | $2.46 | ||
Q4 Adjusted Net Income | Beat | $248.24 mln | $229.20 mln (9 Analysts) |
Q4 Net Income | $247.72 mln | ||
Q4 Net Interest Income | $581.12 mln | ||
Q4 Credit Loss Provision | $6.61 mln |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 12 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for SouthState Bank Corp is $115.00, about 14.3% above its January 21 closing price of $100.57
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nPnbPVJFza
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)