Overview
Financial holding company's Q4 revenue beat analysts' expectations
Adjusted EPS for Q4 beat analysts' expectations
Company repurchased 1.7 mln shares during the quarter
Outlook
Company did not provide specific guidance for future quarters or full-year 2026
Result Drivers
LOAN GROWTH - Modest loan growth driven by increases in commercial and residential real estate loans, offset by a decline in construction loans
NET INTEREST MARGIN - NIM increased due to lower funding costs, despite a decrease in yields on loans held for investment
CREDIT QUALITY - Stable charge-offs and a healthy allowance for credit losses maintained
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Beat | $178.6 mln | $176 mln (6 Analysts) |
Q4 Adjusted EPS | Beat | $1.16 | $1.11 (7 Analysts) |
Q4 EPS | $1.07 | ||
Q4 Adjusted Net Income | Beat | $61.49 mln | $59.89 mln (5 Analysts) |
Q4 Net Income | $56.98 mln | ||
Q4 Net Interest Income | $149.8 mln |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 6 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for FB Financial Corp is $65.00, about 11.1% above its January 20 closing price of $58.52
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 13 three months ago
Press Release: ID:nBw78KpDHa
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)