Banc of California Inc. $(BANC)$ reported fourth quarter (Q4) diluted earnings per share of USD 0.42, reflecting an 11 percent increase quarter over quarter. For the full year (FY), diluted earnings per share reached USD 1.17. Net earnings available to common and equivalent stockholders for Q4 totaled USD 67.4 million. Total revenues for Q4 amounted to USD 292.9 million. Net interest income for the quarter was USD 251.4 million, while noninterest income reached USD 41.6 million. The provision for credit losses in Q4 stood at USD 12.5 million. For the year ended December 31, 2025, net interest income was USD 977.4 million and total revenues were USD 1.1 billion. The provision for credit losses for the year was USD 70.6 million. Book value per share at the end of Q4 was USD 19.56, and tangible book value per share was USD 17.51. The company reported a Tier 1 capital ratio of 12.34 percent and a CET 1 capital ratio of 10.01 percent as of December 31, 2025. Annualized loan growth was 15 percent, and noninterest-bearing deposits grew at an annualized rate of 11 percent during the quarter.

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