$Live Oak Bancshares Inc(LOB-A)$. reported its financial results for the fourth quarter (Q4) of 2025. The company posted net income attributable to common shareholders of USD 102.8 million for the period. Diluted earnings per share stood at USD 2.23, with basic earnings per share at USD 2.25. Income before taxes reached USD 142.8 million, and income tax expense was USD 37.2 million. The weighted average number of diluted shares outstanding was 46.0 million in Q4 2025. For the full year 2025, income before taxes was USD 61.9 million, up 69.3 percent. Net income for the year totaled USD 46.1 million, increasing by 74.3 percent. Net income attributable to shareholders for the year reached USD 46.2 million, also up 74.3 percent. Preferred stock dividends for the year amounted to USD 2.1 million, representing a rise of 119.5 percent.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Live Oak Bancshares Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9629957-en) on January 21, 2026, and is solely responsible for the information contained therein.