United Bankshares Q4 earnings rise driven by Piedmont acquisition

Reuters

01/22

United Bankshares Q4 earnings rise driven by Piedmont acquisition

Overview

U.S. financial services firm's Q4 earnings rose yr/yr, driven by Piedmont acquisition
Net interest income for Q4 hit a record high, increasing 24% yr/yr
Provision for credit losses decreased significantly from Q3 to Q4 2025

Result Drivers

PIEDMONT ACQUISITION - Acquisition of Piedmont Bancorp led to increased average balances, income, and expenses in Q4 2025 compared to Q4 2024
NET INTEREST INCOME - Record net interest income in Q4 2025 driven by loan growth and lower average rate paid on deposits
NONINTEREST INCOME DECLINE - Noninterest income in Q4 2025 decreased 28% from Q3 2025 due to net losses on investment securities

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q4 Net Income		$128.83 mln
Q4 Net Interest Income		$287.46 mln
Q4 Credit Loss Provision		$6.78 mln

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for United Bankshares Inc is $40.00, about 6.5% below its January 21 closing price of $42.78
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nBwbHz1mFa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20260122:nL1N3YN0JH:1","article_id":"2605499359","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2605499359","pubTimestamp":1769086704,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"United Bankshares Q4 earnings rise driven by Piedmont acquisitionOverviewU.S. financial services firm's Q4 earnings rose yr/yr, driven by Piedmont acquisitionNet interest income for Q4 hit a record hi","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","UBSI":"联合银行"},"translate_title":"皮埃蒙特收购推动联合银行股第四季度盈利增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"UBSI":0.9},"content_text":"United Bankshares Q4 earnings rise driven by Piedmont acquisitionOverviewU.S. financial services firm's Q4 earnings rose yr/yr, driven by Piedmont acquisitionNet interest income for Q4 hit a record high, increasing 24% yr/yrProvision for credit losses decreased significantly from Q3 to Q4 2025Result DriversPIEDMONT ACQUISITION - Acquisition of Piedmont Bancorp led to increased average balances, income, and expenses in Q4 2025 compared to Q4 2024NET INTEREST INCOME - Record net interest income in Q4 2025 driven by loan growth and lower average rate paid on depositsNONINTEREST INCOME DECLINE - Noninterest income in Q4 2025 decreased 28% from Q3 2025 due to net losses on investment securitiesKey DetailsMetricBeat/MissActualConsensus EstimateQ4 Net Income$128.83 mlnQ4 Net Interest Income$287.46 mlnQ4 Credit Loss Provision$6.78 mlnAnalyst CoverageThe current average analyst rating on the shares is \"hold\" and the breakdown of recommendations is 2 \"strong buy\" or \"buy\", 3 \"hold\" and no \"sell\" or \"strong sell\"The average consensus recommendation for the banks peer group is \"buy.\"Wall Street's median 12-month price target for United Bankshares Inc is $40.00, about 6.5% below its January 21 closing price of $42.78The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 12 three months agoPress Release: ID:nBwbHz1mFaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"corporation,merge","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}