TriCo Bancshares reported fourth quarter (Q4) 2025 net income of USD 33.6 million, or USD 1.03 per diluted share. Net interest income for Q4 2025 was USD 92.2 million, representing a 3.0 percent increase. The net interest margin for the quarter was 4.02 percent, up by 0.10 percentage points. Loan balances increased by USD 104.3 million on an annualized basis. The average cost of total deposits declined by 0.10 percentage points to 1.29 percent for the quarter. The efficiency ratio improved to 54.68 percent. For the full year (FY) 2025, net income was USD 121.6 million, up 5.8 percent. Net interest income for the year totaled USD 350.8 million, an increase of 5.9 percent. Noninterest income reached USD 68.3 million, up 6.1 percent. Noninterest expense for FY 2025 was USD 241.0 million, rising by 2.9 percent. The provision for income taxes was USD 44.6 million, an increase of 10.8 percent.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. TriCo Bancshares published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000356171-26-000003), on January 22, 2026, and is solely responsible for the information contained therein.