Midland States Bancorp reported its fourth quarter (Q4) 2025 financial results with total revenue of USD 85.6 million and net interest income of USD 58.7 million. Provision for credit losses was USD 11.6 million in the period. Total noninterest income reached USD 26.9 million. The company posted a net loss of USD 2.9 million for Q4 2025, with diluted earnings per share at negative USD 0.24. Adjusted diluted earnings per share stood at USD 0.53. Total noninterest expenses for the quarter were USD 77.2 million. As of the end of the fourth quarter, Midland States Bancorp reported total assets of USD 6.5 billion, gross loans receivable (excluding held for sale) of USD 4.4 billion, and total deposits of USD 5.4 billion. Wealth management assets under administration reached USD 4.5 billion for the period. The consolidated Common Equity Tier 1 (CET1) ratio was 9.89 percent and the total capital ratio was 15.16 percent.

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