Chemung Financial (CHMG) reported Q4 earnings Monday of $1.61 per diluted share, up from $1.24 a year earlier.
Two analysts polled by FactSet expected $1.62.
Revenue for the quarter, expressed as the sum of net interest income and total noninterest income, was $30.5 million, up from $25.9 million a year earlier.
One analyst surveyed by FactSet expected $29.5 million.