Eagle Financial Services Inc. $(EFSI)$, the holding company for Bank of Clarke, announced its financial results for the fourth quarter (Q4) of 2025. Total noninterest income reached USD 5.4 million in Q4 2025. The company reported that wealth management fee income increased by 25.8% in the same period. The announcement included an explanation of non-GAAP financial measures used in the report, stating that tax equivalent net interest income is calculated by grossing up interest income for non-taxable amounts and subtracting interest expense, using a tax rate of 21%. Additional details and a replay of the earnings call are available on the company’s investor relations website.

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