Auburn National Bancorporation, Inc. (Nasdaq: AUBN) reported net income of USD 1.7 million, or USD 0.48 per share, for the fourth quarter (Q4) of 2025. For the full year (FY) 2025, net earnings reached USD 7.3 million, or USD 2.08 per share, representing a 14% increase. Total revenue for FY 2025 was up 7% to USD 32.6 million. The net interest margin (tax-equivalent) improved by 0.21 percentage points to 3.27% for the year. The company recorded a USD 0.6 million increase in provision for credit losses for FY 2025. Noninterest expense for the year rose by 3.5%. Nonperforming assets stood at USD 0.5 million, representing 0.05% of total assets at December 31, 2025. Auburn National Bancorporation paid cash dividends of USD 0.27 per share in Q4 2025. The tangible common equity ratio was 9.04% at year-end 2025.
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