Northeast Indiana Bancorp Inc. reported net income of USD 1.8 million, or USD 0.75 per diluted common share, for the fourth quarter (Q4) ended December 31, 2025. The annualized return on average assets (ROA) was 1.27% and the annualized return on average equity $(ROE)$ was 13.14% for the quarter. Net interest income increased in Q4 2025, and provision for credit loss expense decreased for the three months ended December 31, 2025. Book value per share stood at USD 23.19 as of December 31, 2025, with 2,367,741 common shares outstanding at period end. The company also announced the latest dividend increase during the quarter, marking 31 consecutive years of dividend growth.

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