Orrstown Financial Services Inc. reported net income of USD 21.5 million for the fourth quarter (Q4) ended December 31, 2025, with diluted earnings per share of USD 1.11 for the period. For the full year (FY) 2025, net income was USD 80.9 million and diluted earnings per share stood at USD 4.18. Adjusted net income for FY 2025 totaled USD 82.9 million, with adjusted diluted earnings per share at USD 4.28. As of December 31, 2025, Orrstown Financial Services Inc. reported a return on average assets of 1.51 percent and a return on average equity of 13.3 percent. The company’s Tier 1 risk-based capital ratio was 11.7 percent, and Tier 1 leverage capital ratio was 9.5 percent at the end of the reporting period. Book value per common share was USD 30.32 as of December 31, 2025. The company also announced an increase in its quarterly dividend.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Orrstown Financial Services Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9643818) on January 27, 2026, and is solely responsible for the information contained therein.