Small Business Confidence Surges as AI Adoption and Non-Bank Lending Rise

Reuters
01/28
<a href="https://laohu8.com/S/SBDG">Small Business</a> Confidence Surges as AI Adoption and Non-Bank Lending Rise

Enova International Inc. has released a new report indicating high confidence among small businesses entering 2026. According to the Small Business Cash Flow Trend Report, 94% of small business owners anticipate growth in the coming year. The study highlights inflation and cash flow as the top challenges, with 31% and 29% of respondents citing these concerns, respectively. The report also notes a shift toward non-bank lenders, with 74% of small businesses preferring these options for working capital. AI adoption continues to rise, especially in marketing, and 87% of AI users report positive business impacts. Key factors influencing business strategies for 2026 include consumer spending trends and access to credit.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Enova International Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CG73193) on January 28, 2026, and is solely responsible for the information contained therein.

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