C&F Financial Corporation reported consolidated net income of USD 6.7 million for the fourth quarter (Q4) of 2025. For the full year (FY) ended December 31, 2025, consolidated net income was USD 27.0 million. Earnings per share for Q4 2025 were USD 2.07, and for the full year 2025, earnings per share were USD 8.29. The annualized return on average assets for Q4 2025 was 0.97 percent, and for the full year 2025, it was 1.01 percent. The annualized return on average equity for Q4 2025 was 10.41 percent, and for the full year 2025, it was 11.11 percent. The annualized return on average tangible common equity stood at 11.67 percent for Q4 2025 and 12.53 percent for the full year 2025. As of December 31, 2025, interest-bearing deposits in other banks totaled USD 65.5 million. Securities available for sale, at fair value, amounted to USD 458.1 million, and loans held for sale, at fair value, were USD 40.9 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. C&F Financial Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9643569) on January 27, 2026, and is solely responsible for the information contained therein.