Renasant Corporation reported net income of USD 78.9 million for the fourth quarter (Q4) of 2025. Diluted earnings per share $(EPS)$ for Q4 2025 was USD 0.83, with adjusted diluted EPS (non-GAAP) at USD 0.91. Net interest income (fully tax equivalent) for the quarter was USD 232.4 million. The company’s net interest margin for Q4 2025 stood at 3.89, while the adjusted net interest margin (non-GAAP) was 3.62. Cost of total deposits for the quarter was 1.97. Noninterest income increased by USD 5.1 million compared to the previous quarter, reaching USD 64.1 million. For the full year (FY) 2025, net income totaled USD 181.3 million.

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