LCNB Corporation reported financial results for the fourth quarter and full year ended December 31, 2025. Full-year net income reached USD 23.1 million, while tangible book value per share increased 13.6 percent to USD 12.45 as of December 31, 2025. Return on average assets was 1.01 percent for the fourth quarter and 1.02 percent for the full year. Net interest income for the fourth quarter was USD 18.3 million, and USD 70.2 million for the full year. The net interest margin for the fourth quarter was 3.69 percent, with a full-year figure of 3.50 percent. LCNB Wealth Management assets rose 12.9 percent to USD 1.56 billion at year-end, contributing to record fiduciary income of USD 9.5 million for the year. Nonperforming loans to total loans stood at 0.14 percent at December 31, 2025. The provision for credit losses during the fourth quarter reduced after-tax earnings by USD 0.08 per diluted share.

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