Arthur J. Gallagher & Co. reported its financial results for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. The company posted double-digit top line growth for the 20th consecutive quarter, with combined revenue from the Brokerage and Risk Management segments growing over 30% in Q4 and organic revenue growth of 5% for the quarter. The Q4 net earnings margin was 10.2%, while the adjusted EBITDAC margin stood at 30.8%, and adjusted EBITDAC increased 30%. For the full year 2025, Gallagher reported 21% growth in revenue and 6% organic growth. Adjusted EBITDAC rose 26% for the year. The company completed 33 mergers during 2025, with estimated annualized revenue of more than USD 3.5 billion from these transactions. The consolidated effective tax rate for Q4 2025 was 14.3% and for FY 2025 was 19.7%. At December 31, 2025, Gallagher had borrowings of USD 9.6 billion from public debt and USD 3.3 billion from private placements, with no borrowings under its line of credit.

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