Bankwell Financial Q4 revenue and adjusted EPS beat estimates

Reuters
01/29
Bankwell Financial Q4 revenue and adjusted EPS beat estimates

Overview

  • Commercial bank's Q4 2025 revenue beat analyst expectations

  • Adjusted EPS for Q4 2025 beat analyst expectations

  • Company declared a $0.20 per share dividend for Q1 2026

Outlook

  • Bankwell expects loan growth of 4-5% in 2026

  • Company anticipates net interest income of $111-$112 mln in 2026

  • Bankwell projects non-interest income of $11-$12 mln for 2026

Result Drivers

  • LOAN GROWTH - Bankwell reported $121.9 mln net loan growth in Q4, contributing to a 5.0% increase year-over-year

  • CREDIT QUALITY - Nonperforming assets as a percentage of total assets improved to 0.49% from 0.56% in Q3, aided by asset sales and collections

  • NONINTEREST INCOME - Gains from SBA loan sales increased to $2.2 mln, boosting noninterest income to 11.13% of revenue

Key Details

Metric

Beat/Miss

Actual

Consensus Estimate

Q4 Revenue

Beat

$30.32 mln

$28.06 mln (3 Analysts)

Q4 Adjusted EPS

Beat

$1.36

$1.19 (3 Analysts)

Q4 EPS

$1.15

Q4 Net Income

$9.10 mln

Q4 Net Interest Income

$26.95 mln

Analyst Coverage

  • The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

  • The average consensus recommendation for the banks peer group is "buy."

  • Wall Street's median 12-month price target for Bankwell Financial Group Inc is $49.75, about 5.9% above its January 28 closing price of $46.99

  • The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBw5WsM6qa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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