Bancorp 34 Inc. reported fourth quarter (Q4) 2025 results, posting net income of USD 1.5 million and diluted earnings per share of USD 0.19. The bank’s tangible book value per share (TBVPS) for Q4 2025 was USD 12.33. Total assets were USD 897.6 million, with total loans at USD 712.5 million and total deposits at USD 760.6 million. Total capital stood at USD 96.8 million at the end of the quarter. Net interest income for Q4 2025 was USD 7.9 million, while non-interest income reached USD 0.2 million. The net interest margin was 3.60 percent and the core efficiency ratio was 75.82 percent for the period. Total commitments booked in the quarter reached a post-merger single quarter record of USD 45 million, with annual total commitments of USD 135 million.

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