BCB Bancorp Inc. reported a net loss of USD 12.0 million for the fourth quarter (Q4) of 2025. Loss per diluted share for Q4 stood at USD 0.73. The company recorded interest and dividend income from loans, including fees, of USD 38.3 million and income from mortgage-backed securities of USD 0.8 million during the period. The quarter included a USD 15.1 million pre-tax write-down on a cannabis-related real estate owned property and USD 16.3 million in additional net charge-offs, primarily within the commercial and industrial loan portfolio. Non-accrual loans totaled USD 63.3 million, accounting for 2.32 percent of gross loans as of December 31, 2025. The allowance for credit losses was USD 33.7 million, representing 1.24 percent of gross loans and 53.3 percent of non-accrual loans at the end of the period. BCB Bancorp Inc. declared a regular quarterly cash dividend of USD 0.08 per share, payable on February 26, 2026, to shareholders of record as of February 11, 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BCB Bancorp Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9645801-en) on January 30, 2026, and is solely responsible for the information contained therein.