Credit Acceptance Corporation (CACC) reported consolidated net income of USD 122.0 million for the fourth quarter (Q4) ended December 31, 2025. Net income per diluted share for the period was USD 10.99. Adjusted net income, a non-GAAP financial measure, was USD 126.0 million, with adjusted net income per diluted share at USD 11.35. The average balance of the loan portfolio during Q4 2025 was USD 7.9 billion. Consumer Loan assignment unit volume for the quarter was 71,731, with a dollar volume of USD 821.3 million. Adjusted average capital for Q4 2025 was USD 8.7 billion, representing an increase of 0.3 percent compared to the same period in 2024.

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