United Bancorp Inc. $(UBCP)$ reported diluted earnings per share of 0.35 and net income of 2.04 million for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, UBCP posted diluted earnings per share of 1.34 and net income of 7.75 million. Net income for Q4 increased by 10.0%. During the period, UBCP’s management highlighted the company’s increased earnings and overall solid performance despite economic and industry challenges. The company has continued its focus on improving efficiency, growing revenue, and controlling costs, while investing in initiatives to enhance its long-term competitiveness. Management expressed optimism regarding future growth and earnings potential, emphasizing efforts to achieve greater scale and maintain relevancy within the industry.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Bancorp Inc. published the original content used to generate this news brief via ACCESS Newswire (Ref. ID: 1132981) on February 03, 2026, and is solely responsible for the information contained therein.