Banco Santander (SAN) reported Tuesday Q4 earnings of 0.24 euros ($0.28) per share.
Three analysts polled by FactSet expected 0.21 euros per share.
Total income for the quarter ended Dec. 31 was 16.11 billion euros.
Analysts polled by FactSet expected revenue of 15.69 billion euros.
The lender said it expects 2026 revenue to grow in the mid-single digits in constant euros, "supporting higher profits" this year and in 2027.