Overview
Pawn store operator's Q4 revenue grew 20%, beating analyst expectations
Adjusted EPS for Q4 beat analyst expectations
Company added 344 pawn locations in 2025, boosting global presence
Outlook
FirstCash expects 2026 pawn segment income to be 90% of total net revenue
Company forecasts 2026 U.S. pawn fee revenue growth in low double digits
FirstCash anticipates 2026 Latin America pawn fees to grow mid-teens
Result Drivers
PAWN RECEIVABLES GROWTH - Co reported record growth in pawn receivables, with U.S. and LatAm segments showing strong double-digit increases
EXPANSION STRATEGY - Co added 344 pawn locations in 2025, including H&T acquisition in U.K., boosting global presence
AFF SEGMENT CHALLENGES - AFF segment faced decreased revenues due to merchant bankruptcies but remained profitable and cut operating expenses
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q4 Revenue | Beat | $1.06 bln | $1.02 bln (6 Analysts) |
Q4 Adjusted EPS | Beat | $2.64 | $2.51 (7 Analysts) |
Q4 EPS | $2.35 | ||
Q4 Adjusted Net Income | Beat | $117.11 mln | $109.18 mln (7 Analysts) |
Q4 Net Income | $104.17 mln | ||
Q4 Dividend | $0.42 |
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the consumer lending peer group is "buy"
Wall Street's median 12-month price target for Firstcash Holdings Inc is $181.50, about 5.6% above its February 4 closing price of $171.92
The stock recently traded at 17 times the next 12-month earnings vs. a P/E of 16 three months ago
Press Release: ID:nGNX6M7lfy
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)