Equifax Inc. reported full year (FY) 2025 revenue of USD 6.08 billion, an increase of 7%. Adjusted EPS for the period was USD 7.65 per share, while free cash flow reached USD 1.13 billion. The company delivered fourth quarter (Q4) adjusted EBITDA of USD 508 million, with an adjusted EBITDA margin of 32.8%. For the year, Equifax returned over USD 1.20 billion of total cash to shareholders, including USD 927 million in share repurchases and USD 233 million in dividends. Equifax noted that 90% of its revenue is derived from proprietary data assets such as The Work Number and consumer credit, which the company highlighted as a key factor in maintaining resilience against third-party AI tools and operators. The company also discussed its ongoing investments in technology and data assets through EFX.AI, as well as its strategic focus on organic revenue growth within its 7-10% long-term target range and continued expansion in adjusted EBITDA. The company stated that, in 2026, it expects to maintain a strong return of capital to shareholders above USD 1 billion, driven by robust free cash flow generation and continued investment in bolt-on M&A. Additionally, Equifax indicated that a shift away from reliance on FICO scores in 2026 could reduce total revenue guidance by around USD 270 million but would increase adjusted EBITDA by about USD 160 million and adjusted EBITDA margins by nearly 3.8 percentage points, with adjusted EPS rising by almost USD 1 per share. Interest in the mortgage industry to move to VantageScore remains high, according to company commentary.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on February 05, 2026, and is solely responsible for the information contained therein.