Chimera Investment Corporation reported financial results for the full year (FY) 2025, highlighting key performance metrics and business developments. The company raised over USD 600 million in capital during the year. Return on equity was 8.9% and economic return was 7.4%. Net income per share was USD 1.72, and the dividend per share was USD 1.48. Earnings available for distribution, a non-GAAP measure, was reported at USD 1.68 per share. Chimera's third-party asset management business saw loans under management reach USD 26.6 billion by the fourth quarter (Q4) of 2025, with year-over-year growth of 20%. Transaction growth was 16% year-over-year. In residential origination, the company delivered USD 11 million in EBTDA on USD 1.0 billion of production volume, contributing a 16.2% EBTDA return on equity. The residential credit business exercised redemption rights on the CIM 2022-I1 securitization, selling USD 166 million of underlying loans and generating USD 28 million in capital. Additionally, Chimera sold approximately USD 33 million of legacy Non-Agency RMBS, releasing about USD 6.7 million of capital at a breakeven return on equity of 7%. The company also added a net USD 606 million to its Agency RMBS portfolio, ending the year with over USD 3 billion in Agency RMBS holdings. As of Q4 2025, Chimera reported a weighted average credit score of 739 for its portfolio, a loan-to-value ratio of 69.0%, and a 60+ days delinquency rate of 1.4%. The valuation multiple was 5.7 times. Unencumbered assets had a market value of USD 279 million at the end of Q4 2025, with cash holdings at USD 84 million.

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