Pagaya Technologies Ltd. reported its financial results for the fourth quarter (Q4) and full year (FY) ended 2025. For Q4 2025, Pagaya recorded total revenue and other income of USD 335 million, representing a 20 percent increase year-over-year. GAAP net income for the quarter was USD 34 million, an increase of USD 272 million year-over-year. Adjusted EBITDA for Q4 reached USD 98 million, up 53 percent year-over-year. Network volume for the quarter was USD 2.70 billion, reflecting a 3 percent increase year-over-year. For the full year 2025, total revenue and other income amounted to USD 1.31 billion. Net income attributable to shareholders for the year was USD 81 million. Adjusted net income for FY 2025 stood at USD 275 million. Pagaya highlighted solid performance across key metrics during the period. The company provides artificial intelligence infrastructure for the financial ecosystem and continues to focus on delivering growth across its network.

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