NMI Holdings Inc. reported net income of USD 94.2 million, or USD 1.20 per diluted share, for the fourth quarter (Q4) ended December 31, 2025. For the full year (FY) 2025, net income was USD 388.9 million, or USD 4.92 per diluted share. The company’s return on equity for FY 2025 was 16.2%. Primary insurance-in-force at the end of Q4 2025 was USD 221.4 billion. President and Chief Executive Officer Adam Pollitzer highlighted strong operating performance, significant new insurance written volume, continued growth in the insured portfolio, and record financial results for the year. Pollitzer also noted the strength of the company’s customer franchise, the quality of its book, robust risk transfer solutions, and a solid balance sheet. NMI Holdings Inc. stated it is well-positioned for continued differentiated growth and value creation.

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