Primerica Inc. reported its fourth quarter (Q4) 2025 results, highlighting record Investment and Savings Products (ISP) sales, which rose 24%, and a 15% increase in ISP client asset values, reaching an all-time high of USD 129 billion at year-end. The company’s life-licensed sales force totaled 151,524 at the end of the period. Term Life direct premiums grew 2% in Q4 2025, with adjusted direct premiums up 4%. Q4 revenues were USD 456.8 million, a 1% increase. Pre-tax operating income for the quarter reached USD 146.6 million, up 5%. The benefits and claims ratio improved to 57.8%. Net earnings per diluted share $(EPS)$ for Q4 2025 were USD 6.13, while diluted adjusted operating EPS also stood at USD 6.13, representing a 16% increase compared to the prior year period. Return on stockholder’s equity $(ROE)$ for Q4 was 33.2%, and adjusted net operating income return on adjusted stockholders’ equity (ROAE) was 33.5%. For the full year 2025, adjusted operating earnings per diluted share were USD 22.92, up 16%. The company completed a USD 450 million share repurchase program in 2025 and announced a new USD 475 million share repurchase program authorized through December 31, 2026. Commenting on the results, CEO Glenn Williams noted the complementary balance of the company’s business model, with the Term Life segment providing stability and the ISP business driving growth, supported by a strong sales force and increasing client asset values.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Primerica Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260211597821) on February 11, 2026, and is solely responsible for the information contained therein.