XP Inc. reported its financial results for the fourth quarter of 2025, highlighting continued growth in key metrics despite a challenging environment for the investment industry. The company reached approximately BRL 1.5 trillion in assets under custody (AUC) as of Q4 2025. Total revenues for the period grew 8%. Net income increased 15%, while earnings per share $(EPS)$ rose 18% in the same quarter. XP Inc. noted the year was marked by a more conservative product mix, with clients opting for shorter investment durations and reduced market activity, impacting revenue growth. The company also emphasized enhancements in governance and internal controls during the period. XP Inc. continues to focus on customer-centric strategies, expanding client choice and strengthening advisor roles to support long-term engagement. The company reaffirmed its commitment to placing clients at the center of its decision-making and advancing its excellence agenda.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. XP Inc. published the original content used to generate this news brief on February 12, 2026, and is solely responsible for the information contained therein.