Credicorp Ltd. reported net income attributable to shareholders of S/1,587.0 million for the fourth quarter (Q4) of 2025, representing a 40.9 percent increase year over year and an 8.7 percent decline quarter over quarter. Return on equity $(ROE)$ for the period stood at 16.9 percent, supported by contributions from all business lines. Total loans, measured at quarter-end balances, increased 2.9 percent year over year in Q4 2025. Excluding the effects of a non-cash accounting adjustment at BCP Bolivia and the depreciation of the USD against PEN, loan balances grew 8.5 percent, driven by expansion in retail banking—particularly mortgages and consumer loans—and wholesale banking at BCP, as well as continued growth at Mibanco. Quarter over quarter, total loans advanced 3.6 percent. Total deposits rose 5.3 percent year over year and 7.6 percent quarter over quarter in Q4 2025. During the period, Credicorp advanced its strategy built on talent with an innovative mindset, disciplined execution, robust risk management, and governance aligned with global best practices and sustainability. The company reaffirmed its vision on the 30th anniversary of its NYSE listing, reporting an annualized shareholder return above 14 percent and continued outperformance of the market.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credicorp Ltd. published the original content used to generate this news brief on February 12, 2026, and is solely responsible for the information contained therein.