Donegal reported Q4 2025 net premiums earned of USD 226.89 million (-4.1%) and total revenues of USD 240.14 million (-3.9%). Q4 net income was USD 17.19 million (-28.4%), or USD 0.47 per diluted Class A share, and included after-tax net investment losses of USD 1.36 million; the GAAP combined ratio was 96.3% (from 92.9%). For FY 2025, net premiums earned were USD 921.18 million (-1.7%) and total revenues were USD 978.01 million (-1.2%). Net income was USD 79.34 million (+56.0%), or USD 2.18 per diluted Class A share; return on average equity was 13.4%, and book value per share was USD 17.33 (up 12.8%). Net investment income rose to USD 52.63 million (+17.2%), while net investment gains were USD 0.62 million (-87.6%). Net premiums written were USD 904.83 million (-4.0%) for FY and USD 204.31 million (-3.4%) for Q4. Management said its 2026 focus is modest premium growth via independent agents in targeted geographies and classes. In commercial lines, Donegal cited Q4 underlying results affected by a few large fires and a late-reported prior-year casualty loss, and said it missed its 2025 new business writings target due largely to a refinement in underwriting appetite; it added it is introducing new agent compensation incentives to drive quality submissions in 2026. In personal lines, Donegal said profitability remained strong and that conversion of remaining legacy policies to its new platform is expected to be completed in June 2027, with personal lines premium declines expected to subside gradually through 2026.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Donegal Group Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9657187-en) on February 19, 2026, and is solely responsible for the information contained therein.