Pepper Money (ASX:PPM) reported Thursday 2025 earnings of AU$0.2263 per share, up from AU$0.2134 a year earlier.
Analysts polled by FactSet expected earnings of AU$0.21.
Net interest income for the 12 months ended Dec. 31, 2025, was AU$335.6 million, compared with AU$341.4 million a year earlier. Analysts surveyed by FactSet expected AU$328.5 million.
The board declared a final dividend of AU$0.078 per share, up from AU$0.071 a year earlier, payable April 16 to shareholders on record as of March 13.