Two Harbors Investment Corp. reported a net income of USD 11.72 million for the full year 2025, with basic earnings per common share at USD -0.02. Diluted earnings per share also stood at USD -0.02. Comprehensive income for the period reached USD 63.47 million. The company declared cash dividends totaling USD 1.52 per common share for the year. As a real estate investment trust $(REIT)$, Two Harbors is required to distribute at least 90% of taxable income, but no distribution was required in 2025 due to a taxable loss for the period. The company continues to focus on investing in, financing, and managing mortgage servicing rights (MSR) and agency residential mortgage-backed securities $(RMBS)$, operating through its RoundPoint platform. Management highlighted that interest rates and related factors had a greater impact on performance than inflation during the period.

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