Western Union Company (NYSE:WU) shares are trading lower on Friday.

The company reported fourth-quarter adjusted earnings per share of 45 cents, beating the analyst consensus of 43 cents. Quarterly sales of $1.008 billion (down 5% year-over-year) missed the Street view of $1.045 billion.

• Western Union stock is showing notable weakness. What’s weighing on WU shares?

Quarter In Detail

The change in revenue was largely driven by growth in the company’s Consumer Services and Branded Digital businesses, offset by a slowdown in the Americas retail business.

“We strengthened our Consumer Services offerings, expanded our owned retail footprint, and accelerated our transition to a more digital-first operating model,” said Devin McGranahan, president and CEO.

Consumer Services segment revenue grew 15% on a reported basis, or 26% on an adjusted basis, compared to the prior year period, driven by the expansion of the company’s Travel Money business.

Branded Digital revenue increased 7% on a reported basis, and 6% on an adjusted basis, with transaction growth of 13% compared to the prior year period.

CMT segment revenue and transactions decreased 7% and 2%, respectively, on a reported basis, and on an adjusted basis, revenue declined 9% compared to the prior-year period.

The adjusted operating margin was 20%, up from 17% in the prior-year period, benefiting from improved cost efficiencies.

On Aug. 10, 2025, the company announced an agreement to acquire International Money Express. The company now expects to close the transaction in the second quarter of 2026.

Western Union exited the quarter with cash and equivalents worth $1.234 billion.

Dividend

Western Union approved the first quarter dividend of $0.235 per common share yesterday, payable March 31 to shareholders of record at the close of business on March 17.

Outlook

Western Union sees fiscal 2026 GAAP EPS of $1.50 to $1.60 versus a $1.75 estimate.

The firm expects fiscal 2026 adjusted EPS of $1.75 to $1.85 versus a $1.78 analyst estimate, and projects revenue of $4.237 billion to $4.357 billion compared with a $4.120 billion estimate.

WU Price Action: Western Union shares are trading lower by 3.39% to $9.12 at publication on Friday.

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