OneMain Holdings Inc. released an ABS investor presentation outlining its consumer lending platform and funding profile. The company highlighted its nationwide branch network of about 1,300 locations supported by digital and centralized capabilities, with more than 90% of new customer applications starting online and about 40% of loans closed digitally. The presentation also summarized customer and product metrics, including an average customer FICO of about 630 and product mix across unsecured and secured personal loans, direct auto and auto finance, and credit cards. OneMain reported $11.8 billion of unencumbered receivables, $7.5 billion of committed bank capacity, and $26.3 billion of C and I managed receivables as of Dec. 31, 2025, and described its underwriting approach using a centralized model with thousands of attributes and in-house servicing that shifts delinquent accounts to specialized central servicing after 60 days past due. You can access the full presentation through the link below.

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