East West reported FY 2025 net income of USD 1.3 billion, up 14.0%, with basic EPS of USD 9.58 (+14.0%) and diluted EPS of USD 9.52 (+14.0%). Total revenue was USD 2.9 billion (+12.2%), driven by net interest income before provision for credit losses of USD 2.6 billion (+12.0%) and noninterest income of USD 379.2 million (+13.0%). FY 2025 net interest margin was 3.41% (up 14 bp), while provision for credit losses was USD 160.0 million (-8.0%) and noninterest expense rose to USD 1.0 billion (+9.0%); the efficiency ratio improved to 35.69%. Return on average assets was 1.70% and return on average common equity was 16.01%. For balance sheet and funding metrics, total assets were USD 80.4 billion (+6.0%), loans were USD 56.9 billion (+6.0%), and deposits were USD 67.1 billion (+6.0%), with growth cited in time deposits and noninterest-bearing demand deposits. Book value per share increased to USD 64.68 (+15.9%) and tangible book value per share to USD 61.27 (+16.9%). East West said AFS debt securities increased USD 2.4 billion (+22.0%) to USD 13.2 billion, primarily due to purchases of GNMA securities, and it reported pre-tax net unrealized losses on AFS debt securities of USD 406.0 million at December 31, 2025 (vs. USD 659.0 million at December 31, 2024). The company repurchased USD 115.0 million of common stock in FY 2025 under a USD 300.0 million authorization running through December 31, 2026, and paid FY 2025 cash dividends of USD 2.40 per share; it also declared a Q1 2026 dividend of USD 0.80 per share (paid February 17, 2026).

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. East West Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001069157-26-000009), on February 27, 2026, and is solely responsible for the information contained therein.