Ally said FY 2025 net income from continuing operations was USD 852 million (+27.0%), on total net revenue of USD 7.9 billion (-3.0%), with provision for credit losses of USD 1.5 billion (-32.0%) and noninterest expense of USD 5.4 billion (+4.0%). Return on average assets was 0.45% and return on average equity was 5.77% in FY 2025. In Dealer Financial Services, Automotive Finance posted FY 2025 total net revenue of USD 5.6 billion (-4.0%) and pre-tax income of USD 1.6 billion (-10.0%), with consumer automotive originations of USD 43.7 billion (+11.5%) and net remarketing losses of USD 28 million (vs. gains previously). Insurance generated FY 2025 total net revenue of USD 1.7 billion (+6.0%) and pre-tax income of USD 200 million (+19.0%), with a combined ratio of 104.2%. Corporate Finance reported FY 2025 total net revenue of USD 538 million (-7.0%) and pre-tax income of USD 365 million (-16.0%). Ally Bank ended FY 2025 with USD 151.6 billion of total deposits, including USD 143.5 billion of retail deposits, and total available liquidity of USD 66.1 billion. Ally also highlighted the April 1, 2025 sale of Ally Credit Card, the cessation of consumer mortgage originations in Q2 2025, and a Board-authorized USD 2.0 billion common share repurchase program announced on December 9, 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ally Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000040729-26-000005), on February 25, 2026, and is solely responsible for the information contained therein.