Klarna Rolls Out High-Yield Savings Account for U.S. Users

Dow Jones

06/09

By Dean Seal

Klarna Group is launching a high-yield savings account to users in the U.S.

The online-payments company said its accounts have no minimum deposit or monthly fees while offering a higher-than-3% annual percentage yield. The account is FDIC-insured and held by WebBank.

"The average American earns less than half a percent on their savings, not because better options don't exist, but because their bank hasn't had to compete," Chief Executive Sebastian Siemiatkowski said.

Klarna, known for its "buy now, pay later" payment option, has offered savings accounts in Europe for years.

The company has been building out its digital banking platform. It already offers a digital wallet and physical or digital Visa cards to be used for in-person spending.

Write to Dean Seal at dean.seal@wsj.com

(END) Dow Jones Newswires

June 09, 2026 08:36 ET (12:36 GMT)

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The account is FDIC-insured and held by WebBank. \n</p>\n<p>\n  \"The average American earns less than half a percent on their savings, not because better options don't exist, but because their bank hasn't had to compete,\" Chief Executive Sebastian Siemiatkowski said. \n</p>\n<p>\n  Klarna, known for its \"buy now, pay later\" payment option, has offered savings accounts in Europe for years. \n</p>\n<p>\n  The company has been building out its digital banking platform. It already offers a digital wallet and physical or digital <a href=\"https://laohu8.com/S/V\">Visa</a> cards to be used for in-person spending. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Dean Seal at dean.seal@wsj.com \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  June 09, 2026 08:36 ET (12:36 GMT)\n</p>\n<p>\n  Copyright (c) 2026 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4227","symbol_name":"交易和支付处理服务","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2642046039","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2642046039","pubTimestamp":1781008560,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"Klarna Group is launching a high-yield savings account to users in the U.S.The online-payments company said its accounts have no minimum deposit or monthly fees while offering a higher-than-3% annual percentage yield. 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The account is FDIC-insured and held by WebBank. \n\n\n  \"The average American earns less than half a percent on their savings, not because better options don't exist, but because their bank hasn't had to compete,\" Chief Executive Sebastian Siemiatkowski said. \n\n\n  Klarna, known for its \"buy now, pay later\" payment option, has offered savings accounts in Europe for years. \n\n\n  The company has been building out its digital banking platform. 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