中信银行副行长赵元新：高成本存款到期带动负债成本下行的空间有限

北京商报

08/27

8月27日，中信银行召开2026年半年度业绩发布会，中信银行副行长赵元新指出，“从银行业整体来看，下半年息差可能还有一定压力，负债端今年主要的影响因素来自于三年期高成本存款集中到期，特别是上半年到期的相对多一点，带动了负债成本下行，但这种持续下行的空间是有限的，等到期差不多结束以后影响作用就会下降，从资产端来看，受到期续作、提前还款、存量降价等因素的影响，贷款还是面临着一定的降价的压力。”（文章...

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