0902 GMT - Standard Life's retail arm is the company's largest long-term growth opportunity, Barclays's Claudia Gaspari and Domenico Turco write, citing a sales briefing from Chief Executive Officer Andy Briggs. The savings and retirement firm is increasingly shifting toward retail growth, with the workplace and pension risk transfer businesses performing well. Management sees retail as a larger opportunity than the other two divisions combined, Barclays says, but notes it needs a different strategy to engage individual customers. Standard Life says technology investment will accelerate next year to boost this, as deleveraging is complete, according to Barclays. Investors shouldn't expect a major strategic reset at the capital markets day in November, Barclays adds. Shares are up 0.2%.