On October 29, Bank of China held its Q3 2025 earnings briefing. Board Secretary Zhuo Chengwen stated that the bank will actively seize market opportunities arising from economic restructuring and upgrading, focusing on optimizing its asset-liability structure to enhance efficiency.

The bank plans to strengthen asset allocation capabilities while maintaining steady growth in credit operations. It will moderately increase bond investments and raise the proportion of high-yield assets. Additionally, Bank of China aims to improve liability management by refining deposit expansion strategies, leveraging key products such as payroll services and fast payments to attract low-cost settlement funds and source capital, thereby reducing overall liability costs.

Regarding credit deployment, the bank will closely follow market and client financing needs, continuously optimizing its business structure. It will expand financial support for major national strategies, key sectors, and weak links to improve service quality for the real economy while achieving high-quality growth.