Huishang Bank (03698) announced its preliminary results for the year ended December 31, 2025. Total assets surpassed 2.30 trillion RMB, marking a 15.50% year-on-year (yoy) increase. Operating income reached 37.67 billion RMB, reflecting a 1.20% yoy rise. Net profit rose to 16.93 billion RMB, growing by 6.30% yoy.

Asset quality also improved during the period. The non-performing loan (NPL) ratio stood at 0.98%, a reduction of 0.01 percentage point as compared to the previous year, while the non-performing loan provision coverage ratio was 278.80%.

According to the announcement, these results mainly stemmed from serving the real economy, increasing credit allocation in key areas, optimizing asset and liability management, as well as advancing the disposal of non-performing assets.